Invest in Your Employees. Strengthen Your Business. Build a Better Future.
Your employees contribute to your business’s success every day. Offering a retirement plan is a meaningful way to recognize their contributions, support their financial well-being, and build a stronger, more competitive business.
Schedule a Complimentary Retirement Plan ConsultationGreat Businesses Invest in Their People. Great Employers Invest in Their Future.
At Grass Capital, we help small and mid-sized businesses establish and manage employer-sponsored retirement plans that fit their goals, workforce, and budget.
Whether you have five employees or fifty, starting a retirement plan may be simpler and more affordable than you think.
Why Offer a Retirement Plan?
A Valuable Benefit for Your Employees. A Smart Investment in Your Business.
Attract & Retain Talent
A competitive retirement benefit can help your business attract qualified professionals, improve employee satisfaction, and encourage long-term loyalty.
Potential Tax Advantages
Eligible businesses may qualify for valuable retirement plan startup tax credits and deductions for qualifying employer contributions, helping offset the cost of offering retirement benefits.
Build Your Own Retirement Wealth
As a business owner, you can also participate in your company’s retirement plan, creating opportunities to save for your future while supporting your employees.
Flexible Plans for Different Budgets
From employee-funded contributions to employer matching and profit-sharing options, retirement plans can be structured around your business’s financial capabilities and objectives.
Support Employee Financial Wellness
Help your employees develop consistent saving habits and build long-term financial security through convenient payroll contributions.
Strengthen Your Business Benefits Package
A well-designed retirement plan demonstrates your commitment to your team and helps your business compete with larger employers.
Retirement Plan Solutions for Your Business
The Right Plan for Your Business, Not a One-Size-Fits-All Solution.
Traditional 401(k) Plans
Flexible retirement savings programs that allow employees to contribute from their paychecks, with optional employer matching or profit-sharing contributions.
Safe Harbor 401(k) Plans
Designed to simplify certain annual compliance testing requirements while providing qualifying employer contributions that benefit employees.
Profit-Sharing Plans
Reward employees and support retirement savings through employer contributions, subject to applicable plan rules and contribution limits.
Cash Balance & Advanced Retirement Strategies
For eligible businesses seeking additional retirement savings opportunities, we can help evaluate cash balance pension plans alongside traditional 401(k) arrangements.
From Plan Selection to Ongoing Investment Guidance
Understand Your Business
We evaluate your workforce, business structure, budget, and retirement objectives to identify suitable plan options.
Design the Right Retirement Plan
We help you compare plan structures, contribution options, employer matching arrangements, and potential tax advantages.
Simplify Plan Setup
We coordinate with retirement plan providers and administrative professionals to help make implementation and employee enrollment straightforward.
Provide Investment Guidance
We help develop and review investment options aligned with the plan’s objectives and applicable fiduciary responsibilities.
Support Your Plan as Your Business Grows
We provide ongoing advisory support and help you evaluate plan improvements as your workforce and business needs evolve.
Small Business? Big Retirement Opportunities.
You don’t need to be a large corporation to offer meaningful retirement benefits.
Many small businesses can establish retirement programs with manageable administrative costs and flexible contribution arrangements. Eligible employers may also qualify for federal tax credits that help offset certain startup expenses and employer contributions.
You focus on growing your business. We help you plan for your team’s financial future.
Eligible small businesses may qualify for federal tax credits of up to $15,000 over three years toward qualifying retirement plan startup and administration costs. Additional credits for qualifying employer contributions may also apply.
Eligibility and actual credit amounts depend on employee count, participation, expenses, and IRS requirements.
Your Employees Help Build Your Business. Help Them Build Their Future.
A retirement plan is more than an employee benefit. It’s an investment in your people, your business, and your own long-term financial success.
At Grass Capital, we make retirement plan selection, setup, and investment guidance more approachable, helping you offer competitive benefits with confidence.
Build a Stronger Team. Create a Stronger Future.
Schedule a Complimentary Retirement Plan ConsultationImportant Disclosure: Grass Capital LLC provides investment advisory and retirement plan consulting services. Plan eligibility, contribution limits, tax benefits, administrative requirements, and employer obligations vary based on plan design and applicable regulations. Retirement plan establishment and administration may involve independent recordkeepers, third-party administrators, and other service providers. Grass Capital does not provide legal or tax advice. Employers should consult qualified tax and legal professionals regarding plan selection, establishment, and compliance.
Schedule your call.
Tell us a little about your situation and we will come back to you with a time. Thirty minutes, no cost, no obligation.